Let's Get You Home!
Flat Branch Mortgage Inc. is an Employee-Owned company. What does that mean for you? It means that every employee here is invested in the success of the company as a whole. It means, better customer service, and better relationships within because the entire company has one goal in mind!
The Local Link seeks to maintain a strong, positive relationship between operations and sales to further improve the customer experience. You have access to our team of loan officers 24/7. We aim to be available to you to answer any questions you may have, even after you have closed on your purchase or refinance with us.
“We started Flat Branch with the vision of creating the best mortgage company. We focus on doing things right, closing loans on time, and hiring only the best people”
-Jim Yankee, President & Founder Flat Branch Home Loans
What We Do
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A mortgage is a long-term commitment, so we treat it like one. At The Local Link, we give you the tools and support you need to think strategically about one of your biggest financial assets.
By focusing on people above everything else, we are continuously finding ways to simplify the mortgage process for you!
Choose Local: Here's Why!
We believe in supporting people who live, play and work in our own backyards. Supporting local businesses isn't just about transactions; it's about uplifting entire families and communities.
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Find out more about how we support local families in our communities by clicking the link below!
Get started by using one of our free tools!
Our Steps To Get You Home!
01.
Documentation:
We will request critical documents needed to start the application process.
02.
Appraisal:
Once you are under contract, we will order an appraisal. This insures the home you are buying is worth the price it is offered for.
03.
Initial Underwriting:
Our underwriting teams will verify all the information you have provided is accurate and authentic to your loan.
04.
Conditional Approval:
Our underwriting team will grant your conditional approval & any unfulfilled conditions will be requested.
05.
Clear To Close/Closing:
Our underwriting team verifies that all of your documents have been signed off and all conditions have been met. You will sign final documents and receive keys to your new home!